One small line. That's the whole bill.
The card networks set the cost — that's interchange, and everyone pays it. We add one transparent line on top. No bundles, no tiers, no four-page statements.
Per transaction, on top of the networks' published cost. Flat PIN-debit pricing available for high-ticket stores.
- Next-day funding — in your bank 7:00 AM
- Free terminal program on qualifying volume
- Dedicated account manager, not a queue
For invoices, virtual terminal and e-commerce. Same transparency, same next-day deposit.
- Works with your cart or our hosted checkout
- Recurring billing & card vault included
- Volume discounts as you grow (USD)
Widen your channel.
Drag the sliders. The colored channel is the revenue you keep — watch it widen as the flat-rate markup drains out.
Your statement, translated.
Their statement — $10,000/mo
Ours — same $10,000/mo
Processing more than $80k a month? Volume discounts kick in automatically — your account manager reviews the margin down, not up.
Asked often.
Straight answers, no fine print. Anything else — call and a human picks up.
Interchange is the wholesale cost the card networks (Visa, Mastercard…) charge on every transaction — it's public and everyone pays it. “Plus” is our single margin on top: 0.50% + 10¢ in person. You see both numbers separately on every statement.
Really. $0 setup, $0 monthly, $0 PCI, $0 statement, $0 termination. Our income is the transparent per-transaction line — that's it.
Your batch closes automatically tonight and the full amount lands next business morning around 7:00 AM. Weekend batches arrive Monday morning.
No term contract, ever. Month to month, cancel any time with zero exit fee. We keep merchants by being cheaper, not by locking the door.
Bring your statement. We'll do the math with you — in most cases the monthly savings cover the exit fee inside a quarter. If they don't, we'll tell you to stay. That's the promise.
Same structure in CAD: interchange + 0.50% + 10¢ in person, + 0.75% + 25¢ keyed or online. Our Toronto office handles Canadian onboarding end to end.
Ready to widen your channel?
Send us this month's statement — we'll mark it up line by line, free.